30% of $200,000
30% of $200,000.00
$60,000.00
30% of $200,000.00 is $60,000.00.
Quick answer
30% of $200,000 is $60,000. That's a common cash deposit for buying an existing $200,000 small business — a café, retail shop or trade business — before financing the remaining $140,000 with a business loan. A bigger deposit like this reduces the amount financed and the total interest paid over the loan.
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30% of $200,000 is one of numbers, percentages and conversion tools on OneCalculate — see the full set for this category.
Browse MathsHow it works
The formula for any percentage is result = base × (percent ÷ 100). Here that’s $200,000 × (30 ÷ 100) =
$60,000. A cash deposit like this comes up often when buying an existing small business, where lenders and
sellers commonly expect a buyer to fund 20-30% of the purchase price upfront before a business acquisition loan
covers the rest — see business.gov.au’s guide to buying an existing business
for the due-diligence steps that come before financing.
Worked example
Ravi has been managing a café in Darwin for four years and wants to buy it from the current owner, who’s asking $200,000 for the business, fit-out and existing client base. His bank has approved a business acquisition loan on the condition he funds 30% upfront. The calculation: $200,000 × 30% = $60,000. That’s the cash deposit Ravi needs from savings before settlement, leaving a $140,000 loan to repay from the café’s takings. It’s $20,000 more than a 20% deposit would need, but it shrinks his loan — and the interest he’ll pay on it — for the life of the finance.
Frequently asked questions
What is 30% of $200,000?
30% of $200,000 is $60,000. Multiply $200,000 by 0.30, or by 3 then divide by 10, to get the same answer.
Is 30% a typical deposit when buying a small business?
There's no fixed rule — it depends on the lender, the industry and how the business is valued — but a 20-30% cash deposit is a common benchmark buyers are asked to put down before a business acquisition loan covers the rest.
How much would a 20% deposit be on the same $200,000 business?
20% of $200,000 is $40,000 — $20,000 less than the $60,000 needed for a 30% deposit.
Does a bigger deposit reduce the cost of buying a business?
Generally yes — a larger deposit means financing less of the purchase price, which reduces both the loan repayments and the total interest paid over the loan term.
What else should I budget for beyond the deposit when buying a business?
Beyond the purchase deposit, budget for due diligence costs (accounting and legal checks), stock or equipment not included in the sale price, and working capital to cover the business's first few months under new ownership.
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Written and verified by Nirbhay Tripathi
Last updated 18 August 2026
All rates on this page are verified againstbusiness.gov.au — Buy an existing businesson 18 August 2026. See our methodology for the full update calendar.